Grant 2026 — Cashback Albania

Co-founder meeting reference · Startup Albania · Phase 2 (Validation)

Deadline: 10–30 working days from call publication (check startupalbania.gov.al)

Application via e-Albania · Fund: ALL 4.5M (~42K EUR) at 85% coverage · Co-financing: 15% (~6.3K EUR)

All phases: F1 = 100% up to ALL 1.5M · F2 = 85% up to ALL 4.5M · F3 = 75% up to ALL 9M

Priority sector: Digital platforms, AI, software development

Scoring Criteria (max 70 points)

CriteriaMaxOur Est.Notes
Team credentials, key personnel & ability to deliver107-8Dev guy's CV ready. Need co-founder CVs.
Innovative tech/product/service; innovation value & IP position106-8First cashback on fiskalizimi. Frame innovation + IP ownership explicitly.
Clear market need & commercialization potential107-8Need market size data, competitor scan.
Revenue/strategic partnership potential (2-3 yrs post-project)106-8Need revenue model with actual numbers. Was 5pts in 2025 — now 10.
Fund usage & budget appropriateness106-8Cost analysis exists. Map to grant caps (staff 25%, marketing 15%, R&D 10%).
Fund alignment & budget-project fit106-8Show 15% co-financing source. Budget items match proposed activities.
Tech risk, implementation & management107-8Add structured risk matrix. Was 5pts in 2025 — now 10.

Current estimate: 45-56 / 70 (no facilitator criterion in 2026 — was 10pts in 2025, now removed)

Bonus Points (+5% on score, each)

Action Items

IMPORTANT Find a Lehtesues

No longer a scoring criterion (removed in 2026), but still valuable for support/mentoring. Contact Protik, Innovation Hub Tirana, or any registered Albanian startup incubator/accelerator.

Requirements: 2+ years startup support activity, registered in Albania. Lehtesues gets up to 75% coverage / ALL 13M max.

Connections guy

URGENT Co-founder CVs

Committee scores the whole team (10 pts). Each co-founder needs a polished CV showing relevant experience.

Connections guy Finance guy

IMPORTANT Revenue Model

The doc never says how we make money. Need: X merchants x Y% fee x Z receipts/month = revenue. Simple projections for 3 years.

Finance guy

IMPORTANT Budget for Grant Caps

Restructure the cost analysis to match grant limits: staff max 25%, marketing max 15%, R&D max 10%. Show 15% co-financing source.

Finance guy

IMPORTANT Market Sizing

How many businesses use fiskalizimi? Daily receipt volume? Smartphone penetration? Check INSTAT, tax authority reports.

Connections guy

IMPORTANT Competitive Analysis

Is anyone else doing cashback in Albania? If not: "First cashback platform built on Albania's fiskalizimi infrastructure." If yes: why ours is better.

Connections guy Dev guy

DEV Team Section in Doc

Add a page: who we are, what each person does, why this team can execute. CV covers tech side — need business/finance narrative from co-founders.

Dev guy

DEV Risk Matrix

5-6 risks with probability, impact, mitigation. Banking integration, single developer, regulatory, market adoption, etc.

Dev guy

Required Documents (from 2026 regulation, Table 1)

  1. Startup passport (via e-Albania — must be issued before applying)
  2. Business registration document (NIPT) — auto-verified on e-Albania
  3. Balance sheet for previous year (if registered 1+ yr in trade registry — Phase 3 only)
  4. CVs of team members responsible for project implementation (fill in application form on e-Albania)
  5. Criminal record certificate (dëshmi penaliteti) — auto-verified on e-Albania

Evaluation Committee

5 members from: state administration, academia, national startup ecosystem, international startup ecosystem. Agency director is member by duty. Appointed by Minister for Innovation. Appeals committee: 3 members from same pools.

Grant Disbursement

Tranche%When
First30%After contract signing
Second40%After Phase 1 completion + financial report approval
Third30%After final financial report approval

Key Links

Innovation Pitch (for the application)

First cashback platform built on Albania's fiskalizimi fiscal infrastructure.

Every receipt in Albania already has a QR code (fiskalizimi). We turn that existing government infrastructure into a consumer cashback system — no new hardware, no merchant integration cost. Scan the receipt you already get, earn cashback automatically.

Tech stack: SvelteKit, TypeScript, Node.js, PostgreSQL — the same stack the CTO has used to build and operate 6+ applications solo for 3+ years.

Updated March 13, 2026 · Source: Grant 2026 Regulation (Rregullore e Thirrjes Grant2026, Versioni 1, Shkurt 2026) + Startup Albania